:root{--navy:#15364a;--ocean:#2a708d;--foam:#eef6f7;--sand:#f3efe4;--ink:#19252c;--gold:#d9a64d;--paper:#fff;--muted:#63717a}
*{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,sans-serif;background:var(--sand);color:var(--ink);line-height:1.72}
a{color:#176b8d}.wrap{max-width:1160px;margin:auto;padding:0 24px}header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:30;box-shadow:0 2px 14px #0002}
.top{min-height:70px;display:flex;justify-content:space-between;align-items:center}.brand{font-size:1.35rem;font-weight:900;letter-spacing:-.02em;color:#fff;text-decoration:none}.nav a{color:#fff;text-decoration:none;margin-left:20px;font-size:.92rem}
.hero{padding:68px 0 34px}.kicker{text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;font-weight:900;color:var(--ocean)}h1{font-size:clamp(2.4rem,5vw,4.6rem);line-height:1.03;letter-spacing:-.045em;max-width:950px;margin:.18em 0}.lede{max-width:850px;font-size:1.17rem;color:#42515b}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:44px}.paper,.cta,.box{background:var(--paper);border:1px solid #ddd8cc;border-radius:16px;padding:30px;margin:20px 0}.sticky{position:sticky;top:94px;height:max-content}
h2{font-size:1.82rem;line-height:1.2;margin-top:42px;letter-spacing:-.025em}h3{margin-top:28px}.btn{display:inline-block;background:var(--gold);color:#17242c!important;text-decoration:none;font-weight:900;padding:14px 20px;border-radius:10px;margin:7px 0}.btn.dark{background:var(--navy);color:white!important}.fine{font-size:.84rem;color:var(--muted)}.note{background:#fff8e4;border-left:5px solid var(--gold);padding:16px 18px;margin:24px 0}.grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.grid a{background:white;border:1px solid #ddd8cc;border-radius:12px;padding:17px;text-decoration:none;font-weight:760}.crumb{padding-top:20px;font-size:.9rem;color:var(--muted)}
footer{background:var(--navy);color:#fff;padding:44px 0;margin-top:64px}footer a{color:#fff}.modal{display:none;position:fixed;inset:0;background:#071620dc;z-index:60;align-items:center;justify-content:center;padding:20px}.modal.show{display:flex}.modal-card{background:#fff;max-width:740px;border-radius:22px;overflow:hidden;box-shadow:0 28px 90px #0009}.modal-head{background:linear-gradient(120deg,var(--navy),var(--ocean));color:#fff;padding:32px}.modal-body{padding:30px}.close{float:right;border:0;background:none;color:#fff;font-size:30px;cursor:pointer}
@media(max-width:800px){.layout{grid-template-columns:1fr}.sticky{position:static}.grid{grid-template-columns:1fr}.nav{display:none}.paper{padding:23px}.hero{padding-top:46px}}